Lending
Coinbase’s fixed-rate Bitcoin loans can put healthy collateral at risk after maturity
An unpaid balance can make a position eligible for liquidation even without a Bitcoin price drop.
Liam 'Akiba' Wright 3 min read
Lending News
Get the latest crypto lending news, borrowing markets, yield platforms, credit risk, and the return of on-chain and centralized loans.
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Narrowing price cushions leave Bitcoin loans vulnerable to 4.7% price dips as Aave weighs higher leverage
The plan would lift WBTC and cbBTC borrowing limits while shrinking the simplified maximum-leverage price cushion from 6.4% to 4.7%.
Lending
Circle launches Bitcoin-backed USDC borrowing, leaving liquidation risk with Morpho protocol
The Mint workflow removes operational steps, while variable market terms and liquidation risk remain with the third-party lender.
Latest Lending News & Analysis
Derivatives
Exchanges lower token risk values, leaving leveraged traders with less breathing room
Exchange-set rules can shrink borrowing power even when the underlying holdings keep the same market value.
Technology
XRPL tries to mathematically prove its new lending market cannot be drained
Common Prefix is using Lean 4 to verify XRPL’s native lending system after earlier proofs uncovered bugs conventional testing missed.
Lending
Hyperliquid opens native lending as HYPE hits new ATH above $90
The rollout gives traders access to more than $400 million of supplied liquidity while expanding HyperCore beyond trading.
DeFi
Why risk a smart contract exploit when safe US Treasuries pay better crypto yields?
The Fed’s rate hike raises questions over whether crypto lending yields adequately compensate investors for added risks.
DeFi
XRPL’s new lending tool could lock up your XRP from minutes to decades
Closed-ended vaults would bar withdrawals during fixed investment terms and count interest only when paid, but activation and XRP-denominated use remain unproven.
Stablecoins
Aave V4’s Arc market is swimming in $76 million of USDC nobody is borrowing
Less than $100,000 worth of USDC was borrowed as utilization hovered near 0.1%, separating supply appetite from credit demand.
More Lending News Headlines
Lending
Aave V4 proposal would put DAO funds first in line to absorb lending losses
DeFi
Your Bitcoin trade can now get liquidated because a stock crashed
Stablecoins
Aave’s proposed interest rate hike threatens to crush Ethena’s most popular yield loop
Lending
