MoonPay

MoonPay is a crypto payments company best known for making it easier to buy and sell digital assets with familiar payment methods such as cards, bank transfers, and Apple Pay. Founded in 2019 by Ivan Soto-Wright and Victor Faramond, the company started as an on-ramp provider and has since expanded into a broader crypto access platform used by both retail customers and partner apps. Rather than treating MoonPay as just another wallet, it is more accurate to describe it as infrastructure that connects fiat payments, checkout flows, and wallet-based crypto activity. Readers comparing broader crypto wallets can also see where MoonPay fits in the market.

MoonPay now offers more than a checkout widget. Its app includes a self-custody wallet experience for buying, selling, sending, receiving, and swapping supported assets from one mobile flow. That makes it most relevant for newer users who want to move from cash to crypto without stitching together a separate exchange account, wallet app, and payment tool. For a closer product-level breakdown, see our MoonPay Wallet review.

MoonPay’s main strength is convenience: payment rails, crypto access, and wallet functions sit in the same ecosystem. The trade-off is that supported assets, payment methods, and sell availability can vary by country, and identity checks are often part of the experience. It also makes sense to compare MoonPay with other wallets that suit beginners and with other hot wallet options if self-custody and dApp depth matter more than fiat checkout convenience.