Policy Reference

United States

Explore US crypto laws, including SEC and CFTC oversight, exchange rules, taxes, AML compliance, and digital asset regulation.

SEC and CFTC, with FinCEN for AML/MSB obligations

State Explorer

United States state crypto law tracker

Track state-level crypto legislation, strategic reserve proposals, licensing regimes, and enforcement frameworks.

50States tracked 41With profiles
Interactive United States map showing state-level crypto law coverage status.
Comprehensive framework Active framework In progress
States Status 50 tracked
Alabama AL In progress 1 profile Alaska AK In progress 0 profiles Arizona AZ Active framework 4 profiles Arkansas AR Active framework 3 profiles California CA Comprehensive framework 3 profiles Colorado CO Active framework 2 profiles Connecticut CT Active framework 2 profiles Delaware DE Active framework 3 profiles Florida FL Active framework 3 profiles Georgia GA Active framework 3 profiles Hawaii HI Active framework 0 profiles Idaho ID In progress 2 profiles Illinois IL Comprehensive framework 5 profiles Indiana IN Active framework 1 profile Iowa IA Active framework 3 profiles Kansas KS Active framework 2 profiles Kentucky KY Active framework 0 profiles Louisiana LA Comprehensive framework 3 profiles Maine ME In progress 2 profiles Maryland MD Active framework 3 profiles Massachusetts MA In progress 3 profiles Michigan MI Active framework 3 profiles Minnesota MN Active framework 2 profiles Mississippi MS Active framework 0 profiles Missouri MO Active framework 1 profile Montana MT Active framework 2 profiles Nebraska NE Active framework 3 profiles Nevada NV Active framework 2 profiles New Hampshire NH Active framework 2 profiles New Jersey NJ In progress 0 profiles New Mexico NM Active framework 0 profiles New York NY Comprehensive framework 5 profiles North Carolina NC Active framework 5 profiles North Dakota ND Active framework 1 profile Ohio OH In progress 5 profiles Oklahoma OK In progress 6 profiles Oregon OR Active framework 0 profiles Pennsylvania PA Active framework 2 profiles Rhode Island RI Active framework 1 profile South Carolina SC Active framework 1 profile South Dakota SD Active framework 3 profiles Tennessee TN Active framework 4 profiles Texas TX Active framework 4 profiles Utah UT Active framework 2 profiles Vermont VT Active framework 0 profiles Virginia VA In progress 2 profiles Washington WA Active framework 1 profile West Virginia WV Active framework 0 profiles Wisconsin WI Active framework 1 profile Wyoming WY Comprehensive framework 8 profiles
State
Status
Topic
Law Type
Asset Class

Law database

143 law profiles

Law / Bill
Draft Intro Committee Passed Enacted Effective
Louisiana Virtual Currency Businesses Act HB 701 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Sponsored by Rep. Mark Wright (Unknown)

Virtual Currency Businesses Act

Louisiana’s VCBA requires OFI licensing for covered virtual-currency business activity with Louisiana residents and adds custody, disclosure, examination, enforcement and crypto-kiosk safeguards.

Last action: Jun 13, 2020 - Signed by the Governor as Act 341; effective Aug. 1, 2020. Later amended by Acts 331/2023, 369/2025, and 482/2026.

Next: Aug 1, 2026 - Act 482 effective date

Profile State source Milestone source
Rhode Island Currency Transmission Act Virtual Currency Amendments H 5847 / S 753A Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Sponsored by Rep. Joseph Shekarchi (D)

An Act Relating to Financial Institutions — Licensed Activities — Currency Transmissions

Rhode Island amended its currency transmission law to cover certain virtual currency control, exchange, transfer, and storage activity under the state money transmission framework, effective Jan. 1, 2020.

Last action: Jul 15, 2019 - H 5847 completed legislative action and was signed by the governor on July 15, 2019.

Profile State source
FinCEN 2013 Virtual Currency Guidance FIN-2013-G001 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Application of FinCEN’s Regulations to Persons Administering, Exchanging, or Using Virtual Currencies

FinCEN’s 2013 guidance applies BSA money-transmitter rules to many convertible virtual currency administrators and exchangers while excluding ordinary users using CVC to buy goods or services.

Last action: May 9, 2019 - 2019 CVC guidance issued

Profile FIN-2013-G001 guidance page
Wyoming Utility Token Act HB 0062 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Sponsored by Joint Corporations, Elections & Political Subdivisions Interim Committee (NP)

Wyoming Utility Token Act; open blockchain tokens classified as intangible personal property; filing requirements; fee; enforcement authority; definitions

Wyoming classifies qualifying open blockchain tokens with consumptive characteristics as intangible personal property and requires developers or sellers to file a notice of intent and $1,000 fee with the Secretary of State before sale.

Last action: Feb 28, 2019 - Governor signed HEA No. 0100 and the bill was assigned Chapter Number 170.

Profile State source Wyoming Statutes Title 34, § 34-29-106
Wyoming Digital Assets Existing Law SF0125 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Sponsored by Sen. Nethercott (first named sponsor) (Unknown)

An act relating to property; classifying digital assets within existing laws; specifying that digital assets are property within the UCC; authorizing security interests and custody.

Wyoming classifies digital consumer assets, digital securities and virtual currency under state property and UCC rules, with an opt-in bank custody framework.

Last action: Feb 26, 2019 - Governor signed SEA No. 0039; Chapter No. 91 Session Laws of Wyoming 2019 assigned.

Profile State source SF0125 Digital assets-existing law digest
Wyoming Special Purpose Depository Institutions Act HB0074 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Sponsored by Joint Minerals, Business & Economic Development Interim Committee (Unknown)

Special Purpose Depository Institutions Act

Wyoming law creating state-chartered, full-reserve special purpose depository institutions for nonlending banking, custody, payment services and related digital-asset activity under Division of Banking oversight.

Last action: Feb 26, 2019 - Governor signed HEA No. 0047; assigned Chapter 92, Session Laws of Wyoming 2019.

Profile State source Wyoming Session Laws 2019, Chapter 92
Delaware Blockchain Amendments (SB 69) SB 69 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Sponsored by Sen. Bryan Townsend (D)

An Act to Amend Title 8 of the Delaware Code Relating to the General Corporation Law

Delaware SB 69 amended the DGCL to recognize stock ledgers and corporate records kept through electronic networks or databases, including distributed ledgers, subject to paper-conversion and recordkeeping conditions.

Last action: Jul 21, 2017 - Signed by the Governor; session law recorded as 81 Del. Laws, c. 86.

Profile State source
Nevada Blockchain Technology Tax Prohibition SB 398 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Sponsored by Sen. Ben Kieckhefer (R)

Senate Bill No. 398: Establishes various provisions relating to the use of blockchain technology

Nevada law bars counties and incorporated cities from imposing taxes, fees, licenses, permits or other requirements on blockchain use. SB 398 also treated blockchain as an electronic record under the state’s UETA.

Last action: Jun 5, 2017 - Approved by the Governor. Chapter 391.

Profile State source SB 398 Enrolled Bill Text
Washington Uniform Money Services Act Virtual Currency Regime SSB 5031 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Sponsored by Sen. Jan Angel (Unknown)

Uniform Money Services Act virtual currency provisions under chapter 19.230 RCW and chapter 208-690 WAC

Washington regulates covered virtual-currency transmission under its Uniform Money Services Act, requiring money transmitter licensing, disclosures, like-kind holdings and security controls.

Last action: Apr 17, 2017 - Governor signed; enacted as Chapter 30, Laws of 2017, with effective date July 23, 2017.

Profile State source Chapter 19.230 RCW — Uniform Money Services Act
Dead 1
Utah Public Funds Digital Asset Investment Regime (HB 230 – Not Enacted) HB 230 Withdrawn Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Inactive

Sponsored by Rep. Jordan D. Teuscher (R)

Blockchain and Digital Innovation Amendments

Utah HB 230 originally proposed allowing state treasurer investment in qualifying digital assets, but that public-funds authority was removed before final enactment.

Last action: Mar 25, 2025 - Gov. Cox signed final HB 230 without the proposed public-funds digital asset investment authority.

Profile State source HB 230 Enrolled Copy

Information is for general purposes only and not legal advice. See full disclaimer.