Crypto Policy Reference

Payments

Crypto law profiles, official sources, milestones, and related coverage for Payments.

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Law database

137 law profiles

Chile Fintech Law No. 21,521: Cryptoasset and Financial Technology Provisions

Ley N° 21.521 (Chile) Act Added Jun 8, 2026

Partially effective

Feb 3, 2023

AML/CFT Custody Licensing & Registration +2 more

Chile’s Fintech Law brings technology-based financial services, including cryptoasset-linked instruments, under CMF oversight, with Open Finance still phasing...

Japan 2022 Payment Services Act Stablecoin Amendments

Act No. 61 of 2022; Payment Services Act No. 59 of 2009 Act Added Jun 8, 2026

Effective

Jun 1, 2023

AML/CFT Consumer protection Licensing & Registration +2 more

Japan’s 2022 PSA amendments created the Electronic Payment Instrument regime for fiat-linked stablecoins, with issuer, intermediary-registration, user-protection and...

China PBOC Virtual Currency and RWA Notice No. 42 [2026]

银发〔2026〕42号 Agency guidance Added Jun 7, 2026

Effective

Feb 6, 2026

Market Structure & Regulatory Perimeter Mining Payments +2 more

China’s PBOC-led Notice No. 42 continues the mainland prohibition on virtual-currency business activity, adds RMB-stablecoin and RWA-tokenization controls,...

Australia AML/CTF Amendment Act 2024: Virtual-Asset Reforms

No. 110, 2024; C2024A00110 Act Added Jun 6, 2026

Effective

Mar 31, 2026

AML/CFT Custody Licensing & Registration +2 more

Australia’s 2024 AML/CTF Amendment Act replaces digital-currency terminology with virtual assets, expands VASP designated services, updates registration and...

EU Transfer of Funds Regulation (TFR)

Regulation (EU) 2023/1113 Regulation Added Jun 6, 2026

In force

Dec 30, 2024

AML/CFT Payments Privacy & Cybersecurity +1 more

EU Travel Rule regulation requiring payer/payee and originator/beneficiary information to accompany fund and crypto-asset transfers, including CASP obligations...

EU Regulation (EU) 2023/1113

Regulation (EU) 2023/1113; CELEX 32023R1113 Regulation Added Jun 5, 2026

In force

Dec 30, 2024

AML/CFT Market Structure & Regulatory Perimeter Payments +2 more

EU Regulation 2023/1113 recasts the Transfer of Funds Regulation and applies travel-rule information requirements to transfers of funds...

North Dakota Virtual Currency Kiosk Licensing Law

HB 1447; Chapter 143; NDCC §§ 13-09.1-50 to -54 Act Added Jun 5, 2026

North Dakota, U.S.

Effective

Aug 1, 2025

AML/CFT Consumer protection Disclosure & Marketing +2 more

North Dakota HB 1447 requires virtual-currency kiosk operators to hold a money transmitter license and adds kiosk location,...

DORA: EU Digital Operational Resilience Act

Regulation (EU) 2022/2554; DORA Regulation Added Jun 5, 2026

In force

Jan 17, 2025

Consumer protection Licensing & Registration Market Structure & Regulatory Perimeter +2 more

EU regulation applying from Jan. 17, 2025 that harmonizes ICT risk, incident reporting, resilience testing, ICT third-party risk...

California DFAL Crypto Kiosk Provisions

SB 401; Ch. 871, Stats. 2023; Fin. Code §§3901-3907 Act Added Jun 5, 2026

California, U.S.

Partially effective

Jan 1, 2024

Consumer protection Disclosure & Marketing Licensing & Registration +2 more

California DFAL Chapter 9 kiosk rules for digital financial asset transaction kiosks, including location reporting, $1,000 daily transaction...

Florida Virtual Currency Kiosk Registration Regime

CS/HB 505; proposed F.S. ss. 560.501-560.507 Bill Added Jun 5, 2026

Passed

Jan 1, 2027

AML/CFT Consumer protection Disclosure & Marketing +2 more

Florida CS/HB 505 would create an OFR registration regime for virtual currency kiosk businesses, with fraud warnings, limits,...

Information is for general purposes only and not legal advice. See full disclaimer.