Crypto Policy Reference

Payments

Crypto law profiles, official sources, milestones, and related coverage for Payments.

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Law database

137 law profiles

National Instrument 81-102 Crypto Asset Amendments

NI 81-102; 81-102CP; CSA Apr. 17, 2025 amendments Regulation Added Jun 30, 2026

Effective

Jul 16, 2025

Consumer protection Custody Market Structure & Regulatory Perimeter +2 more

Canada’s CSA amendments to NI 81-102 set investment, eligibility and custody rules for reporting issuer investment funds with...

securities-administrators.ca

Proceeds of Crime (Money Laundering) and Terrorist Financing Regulations

SOR/2002-184 Regulation Added Jun 25, 2026

Effective

Jun 12, 2002

AML/CFT Licensing & Registration Market Structure & Regulatory Perimeter +1 more

Canada’s core AML/ATF regulations prescribe transaction reporting, recordkeeping, identity verification and compliance-program rules, including CAD 10,000 virtual-currency reporting...

Chile Fintech Law No. 21,521: Cryptoasset and Financial Technology Provisions

Ley N° 21.521 (Chile) Act Added Jun 8, 2026

Partially effective

Feb 3, 2023

AML/CFT Custody Licensing & Registration +2 more

Chile’s Fintech Law brings technology-based financial services, including cryptoasset-linked instruments, under CMF oversight, with Open Finance still phasing...

China PBOC Multi-Agency Notice

银发〔2021〕237号 Agency guidance Added Jun 5, 2026

Effective

Sep 24, 2021

AML/CFT Enforcement & Asset Recovery Market Structure & Regulatory Perimeter +2 more

China’s 2021 PBOC-led virtual currency trading notice classified crypto business activity as illegal financial activity; it was repealed...

China PBOC Virtual Currency and RWA Notice No. 42 [2026]

银发〔2026〕42号 Agency guidance Added Jun 7, 2026

Effective

Feb 6, 2026

Market Structure & Regulatory Perimeter Mining Payments +2 more

China’s PBOC-led Notice No. 42 continues the mainland prohibition on virtual-currency business activity, adds RMB-stablecoin and RWA-tokenization controls,...

Colombia UIAF Resolution 314 of 2021: Virtual-Asset Transaction Reporting

Resolución UIAF No. 314 de 2021 Regulation Added Jul 20, 2026

Effective

Dec 24, 2021

AML/CFT Custody Market Structure & Regulatory Perimeter +1 more

Colombia’s UIAF requires virtual-asset service providers to submit suspicious-operation, transaction, absence, and customer reports through SIREL.

Colorado Money Transmission Virtual Currency Regime

Colo. Rev. Stat. tit. 11, art. 110; HB25-1201 Act Added Jun 9, 2026

Effective

Aug 6, 2025

AML/CFT Consumer protection Licensing & Registration +2 more

Colorado applies its money transmission framework to fiat-linked crypto transmission. HB25-1201 replaced the prior Money Transmitters Act with...

Connecticut Virtual Currency Money Transmission Regime

Conn. Gen. Stat. §§ 36a-595 to 36a-614 Act Added Jun 10, 2026

Connecticut, U.S.

Effective

Oct 1, 2015

Consumer protection Custody Disclosure & Marketing +2 more

Connecticut treats many virtual currency custody, exchange, wallet and kiosk activities as money transmission, requiring a state license...

Cuba Central Bank Resolution 215/2021 on Virtual Assets

Resolución 215/2021; GOC-2021-814-EX73 Regulation Added Jul 21, 2026

Effective

Sep 15, 2021

AML/CFT Custody Licensing & Registration +2 more

Sets Cuba’s central-bank framework for selected virtual asset use and VASP licensing for financial, exchange, collection, and payment...

Delaware Payment Stablecoins Act (SB 19)

SB 19 / SS 2 for SB 19 - HA 1 Bill Added Jun 10, 2026

In committee

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AML/CFT Custody Licensing & Registration +2 more

Pending Delaware bill to create a Title 5 licensing and supervision framework for payment stablecoin issuers, with reserves,...

Information is for general purposes only and not legal advice. See full disclaimer.