Crypto Policy Reference

Payments

Crypto law profiles, official sources, milestones, and related coverage for Payments.

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Asset Classes

All Asset Classes Accepted Virtual Assets Ancillary Assets Anonymity-Enhanced Cryptocurrencies Asset-backed securities tokens Asset-referenced tokens Asset-referenced virtual assets Bitcoin Bitcoin bonds Bitcoin ETFs Bitcoin futures Blockchain tokens CBDC CBDCs Central bank digital currencies Central bank digital currency Certain crypto-assets Controllable electronic records Convertible virtual currencies Convertible virtual currency Crypto Crypto assets Crypto contracts Crypto derivatives Crypto ETFs Crypto ETPs Crypto securities Crypto-asset securities Crypto-tokens Cryptoassets Cryptocurrencies Cryptocurrency Cryptographic assets Cryptographic instruments Custodied crypto-assets DeFi protocols Derivatives Digital asset derivatives Digital asset securities Digital assets Digital assets with legal tender status Digital commodities Digital currency Digital dollar Digital fiat Digital financial assets Digital payment representations Digital payment tokens Digital rights Digital securities Digital settlement assets Digital token Digital tokens Digital wallets DLT assets DLT financial instruments DLT securities DLT tokens DLT-based value E-money tokens Electronic money Electronic money tokens Electronic payment instruments Electronic precious metals Electronic securities ETFs Ether Exchange-traded funds Exchange-traded products Fiat Crypto Tokens Fiat currency Fiat-backed crypto assets Fiat-backed stablecoins Fiat-backed tokens Fiat-referenced stablecoins Fiat-referenced tokens Fiat-referenced virtual assets Financial assets Financial derivatives Forfeited digital assets Funds Fungible tokens Gold-backed digital currency Governance tokens Greenlisted coins Initial token offerings Investment fund interests Investment tokens Mining rewards Native crypto-assets Network tokens NFTs Non-fungible tokens Non-security tokens Open blockchain tokens Payment stablecoins Payment tokens Precious metals Prepaid Payment Instruments Privacy coins Privacy tokens Private keys Proprietary tokens Qualifying cryptoassets Qualifying stablecoins Real-world assets Relevant Stablecoins Restricted digital assets RWAs Securities Security tokens SFC-authorised investment products Shares Silver-backed digital currency Specified stablecoins Spot Bitcoin ETFs Spot virtual assets Stable digital assets Stablecoins Staking rewards Tokenised assets Tokenised deposits Tokenised fund interests Tokenised securities Tokenized assets Tokenized capital market instruments Tokenized capital markets products Tokenized commodities Tokenized financial instruments Tokenized fund units Tokenized funds Tokenized real-world assets Tokenized securities Tokenized traditional assets Tokens U.S. dollar-backed stablecoins Unbacked cryptoassets Unsecured digital assets Utility digital rights Utility tokens Value-referenced crypto assets Virtual asset ETFs Virtual asset futures Virtual asset-related products Virtual assets Virtual coins Virtual currencies Virtual currency Virtual Digital Assets Virtual financial assets Virtual payment instruments Virtual service tokens Virtual tokens

Law database

137 law profiles

Explanatory Note on Licensing of Stablecoin Issuers

Stablecoins Ordinance (Cap. 656) licensing guidance Agency guidance Added Jun 18, 2026

Effective

Aug 1, 2025

AML/CFT Consumer protection Licensing & Registration +2 more

HKMA guidance explaining how Hong Kong’s Stablecoins Ordinance licensing regime applies to stablecoin issuers, including scope, minimum criteria,...

Hong Kong HKMA Stablecoin Issuer AML/CFT Guideline

Stablecoins Ordinance s.171; AMLO s.7 Agency guidance Added Jun 18, 2026

Effective

Aug 1, 2025

AML/CFT Licensing & Registration Payments +2 more

HKMA statutory AML/CFT guideline for licensed stablecoin issuers in Hong Kong, setting risk-based controls, CDD, wallet screening, Travel...

Indonesia PMK 50/2025 Crypto Asset VAT Treatment

PMK No. 50 Tahun 2025 Regulation Added Jul 1, 2026

Effective

Aug 1, 2025

Market Structure & Regulatory Perimeter Mining Payments +1 more

Indonesia’s PMK 50/2025 treats crypto-asset transfers equated with securities as not subject to VAT, while platform facilitation and...

North Dakota Virtual Currency Kiosk Licensing Law

HB 1447; Chapter 143; NDCC §§ 13-09.1-50 to -54 Act Added Jun 5, 2026

North Dakota, U.S.

Effective

Aug 1, 2025

AML/CFT Consumer protection Disclosure & Marketing +2 more

North Dakota HB 1447 requires virtual-currency kiosk operators to hold a money transmitter license and adds kiosk location,...

Stablecoins Ordinance Professional Investor Notice (Hong Kong)

Cap. 656A; L.N. 126 of 2025 Act Added Jun 17, 2026

Effective

Aug 1, 2025

Licensing & Registration Market Structure & Regulatory Perimeter Payments +1 more

Hong Kong subsidiary legislation specifying professional investors as the class of persons for section 9(2)(b)(iii) of the Stablecoins...

National Instrument 81-102 Crypto Asset Amendments

NI 81-102; 81-102CP; CSA Apr. 17, 2025 amendments Regulation Added Jun 30, 2026

Effective

Jul 16, 2025

Consumer protection Custody Market Structure & Regulatory Perimeter +2 more

Canada’s CSA amendments to NI 81-102 set investment, eligibility and custody rules for reporting issuer investment funds with...

securities-administrators.ca

Maryland Virtual Currency Kiosk Registration Regime

MD SB 305/Ch.117; FI §§12-1201–12-1209; COMAR 09.03.16 Regulation Added Jun 4, 2026

Effective

Jul 1, 2025

Consumer protection Disclosure & Marketing Licensing & Registration +2 more

Maryland’s virtual currency kiosk regime requires operator and kiosk registration, sets transaction and fee limits, mandates disclosures and...

Maine Virtual Currency Kiosk Act

PL 2025, c. 285; 32 MRSA §§6163-6170-B Act Added Jun 10, 2026

Effective

Jun 12, 2025

Consumer protection Disclosure & Marketing Licensing & Registration +2 more

Maine law regulating virtual currency kiosks through money transmitter licensing, kiosk location disclosure, fee and transaction caps, risk...

Iowa Digital Financial Asset Transaction Kiosk Fee Law

Iowa Code § 533C.1004 Act Added Jun 10, 2026

Effective

May 19, 2025

Consumer protection Disclosure & Marketing Enforcement & Asset Recovery +2 more

Iowa Code § 533C.1004 caps digital financial asset kiosk charges at the greater of $5 or 15%, limits...

Utah Blockchain and Digital Innovation Amendments (HB 230)

Utah H.B. 230 (2025), Chapter 228 Act Added Jun 9, 2026

Effective

May 7, 2025

Licensing & Registration Mining Payments +2 more

Utah H.B. 230 creates digital asset and blockchain technology provisions covering self-custody, payment acceptance, node/software activity, staking access,...

Information is for general purposes only and not legal advice. See full disclaimer.