Policy Reference

United States

Explore US crypto laws, including SEC and CFTC oversight, exchange rules, taxes, AML compliance, and digital asset regulation.

SEC and CFTC, with FinCEN for AML/MSB obligations

State Explorer

United States state crypto law tracker

Track state-level crypto legislation, strategic reserve proposals, licensing regimes, and enforcement frameworks.

50States tracked 17With profiles
Interactive United States map showing state-level crypto law coverage status.
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Alabama AL In progress 1 profile Alaska AK In progress 0 profiles Arizona AZ Active framework 1 profile Arkansas AR Active framework 0 profiles California CA Comprehensive framework 3 profiles Colorado CO Active framework 1 profile Connecticut CT Active framework 0 profiles Delaware DE Active framework 0 profiles Florida FL Active framework 3 profiles Georgia GA Active framework 0 profiles Hawaii HI Active framework 0 profiles Idaho ID In progress 1 profile Illinois IL Comprehensive framework 2 profiles Indiana IN Active framework 0 profiles Iowa IA Active framework 0 profiles Kansas KS Active framework 0 profiles Kentucky KY Active framework 0 profiles Louisiana LA Comprehensive framework 1 profile Maine ME In progress 0 profiles Maryland MD Active framework 2 profiles Massachusetts MA In progress 0 profiles Michigan MI Active framework 0 profiles Minnesota MN Active framework 0 profiles Mississippi MS Active framework 0 profiles Missouri MO Active framework 0 profiles Montana MT Active framework 0 profiles Nebraska NE Active framework 3 profiles Nevada NV Active framework 1 profile New Hampshire NH Active framework 2 profiles New Jersey NJ In progress 0 profiles New Mexico NM Active framework 0 profiles New York NY Comprehensive framework 5 profiles North Carolina NC Active framework 0 profiles North Dakota ND Active framework 1 profile Ohio OH In progress 0 profiles Oklahoma OK In progress 0 profiles Oregon OR Active framework 0 profiles Pennsylvania PA Active framework 0 profiles Rhode Island RI Active framework 0 profiles South Carolina SC Active framework 0 profiles South Dakota SD Active framework 0 profiles Tennessee TN Active framework 1 profile Texas TX Active framework 1 profile Utah UT Active framework 0 profiles Vermont VT Active framework 0 profiles Virginia VA In progress 0 profiles Washington WA Active framework 0 profiles West Virginia WV Active framework 0 profiles Wisconsin WI Active framework 0 profiles Wyoming WY Comprehensive framework 1 profile
33Jurisdictions tracked 105Law profiles 39Active laws Updated weeklyCadence
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Law database

57 law profiles

Law / Bill
Proposed Intro Review Passed Enacted Effective
Dead 7
DeFi Broker Reporting Rule H.J. Res. 25 Repealed Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Inactive Effective Effective: Pending

Sponsored by Rep. Mike Carey (R)

Gross Proceeds Reporting by Brokers That Regularly Provide Services Effectuating Digital Asset Sales

TD 10021 would have extended broker gross-proceeds reporting to certain DeFi front-end services. Public Law 119-5 disapproved it under the CRA.

Last action: Jul 11, 2025 - Treasury/IRS published a CRA revocation removing TD 10021 from the CFR and reverting section 6045 regulations.

Profile TD 10021 final rule
Financial Innovation and Technology for the 21st Century Act H.R. 4763 Expired Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Inactive Effective Effective: Pending

Sponsored by Rep. Glenn Thompson (R)

Financial Innovation and Technology for the 21st Century Act

H.R. 4763 would have created a U.S. digital asset market-structure framework allocating CFTC and SEC authority. It passed the House in May 2024 but was not enacted.

Last action: Sep 9, 2024 - Received in the Senate, read twice, and referred to Senate Banking, Housing, and Urban Affairs.

Profile H.R. 4763 Congress.gov bill overview
Colorado Digital Token Act SB19-023 Repealed Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Inactive Effective Effective: Pending

Sponsored by Sen. Jack Tate; Sen. Stephen Fenberg (Unknown)

Concerning exemptions from the securities laws for cryptocurrencies, and, in connection therewith, enacting the “Colorado Digital Token Act”.

Repealed Colorado statute that created state securities registration and licensing exemptions for qualifying consumptive-purpose digital tokens. Enacted in 2019; repealed by SB24-180 effective Aug. 7, 2024.

Last action: May 17, 2024 - SB24-180 signed; repeal of C.R.S. § 11-51-308.7 effective Aug. 7, 2024.

Profile State source
Idaho Blockchain Basics Act H 585 Expired Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Inactive Enacted Enacted: Pending Effective Effective: Pending

Sponsored by House State Affairs Committee

Amends and adds to existing law to establish provisions for central bank digital currencies.

Idaho H 585 (2024), a proposed digital-assets rights and CBDC bill sometimes described as a Blockchain Basics Act, failed in the House on Mar. 19, 2024. It would have covered mining, self-custody, nodes, payments, and tax treatment.

Last action: Mar 19, 2024 - House third reading failed 30-40; filed in Office of the Chief Clerk.

Profile State source H 585 Engrossed Bill Text
Tennessee Strategic Bitcoin Reserve Act (SB 2639) SB 2639 Expired Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Inactive Passed Passed: Pending Enacted Enacted: Pending Effective Effective: Pending

Sponsored by Sen. Kerry Roberts (R)

AN ACT to amend Tennessee Code Annotated, Title 9, Chapter 4, relative to cryptocurrency.

Tennessee SB2639 would have authorized the state treasurer to invest limited eligible state funds in Bitcoin. It was not enacted before the 114th General Assembly adjourned.

Last action: Apr 20, 2026 - Placed on Senate Finance, Ways, and Means Committee calendar for 4/21/2026.

Profile State source
Lummis-Gillibrand Responsible Financial Innovation Act (S.2281) S.2281 Expired Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Inactive Passed Passed: Pending Enacted Enacted: Pending Effective Effective: Pending

Sponsored by Sen. Cynthia M. Lummis (R)

To provide for consumer protection and responsible financial innovation, to bring crypto assets within the regulatory perimeter, and for other purposes.

S.2281 was a federal crypto market-structure bill covering CFTC/SEC roles, intermediaries, stablecoins, tax, and illicit finance. It was not enacted.

Last action: Oct 26, 2023 - Senate Banking, Housing, and Urban Affairs Committee hearings held.

Profile State source
FinCEN CVC/LTDA Transaction Reporting NPRM RIN 1506-AB47; Docket FINCEN-2020-0020 Withdrawn Details Proposed Proposed: Inactive Intro Introduced: Pending Review Review: Pending Passed Passed: Pending Enacted Enacted: Pending Effective Effective: Pending

Requirements for Certain Transactions Involving Convertible Virtual Currency or Digital Assets

Withdrawn FinCEN NPRM that would have required banks and MSBs to report certain CVC/LTDA transactions over $10,000 and keep records/verify customers for certain transactions over $3,000 involving unhosted or covered wallets.

Last action: Apr 12, 2024 - Treasury listed RIN 1506-AB47 as withdrawn in completed actions.

Profile FinCEN NPRM landing page

Information is for general purposes only and not legal advice. See full disclaimer.