WaldenPay is a crypto payments platform that offers virtual prepaid cards funded with digital assets. Users can add cryptocurrency from an external wallet or exchange, convert it to a card balance, and use the card for online purchases or contactless payments through Apple Pay and Google Pay. The service also provides tools for transferring funds between WaldenPay accounts and collecting crypto payments through links or QR codes.
Crypto-funded cards and payments
WaldenPay says its cards can be funded with at least 135 cryptocurrencies across at least 35 blockchain networks. Its listed assets include Bitcoin, Ether, Solana, USDT and USDC. Card funding converts the deposited asset into a balance for spending through the relevant card program. The company describes virtual cards for both everyday purchases and business expenses, including online advertising.
Beyond cards, WaldenPay offers Send to Friend, an internal balance transfer between users, and Collect Payments, which lets a recipient request a specified amount through a shareable link or QR code. A payer can send cryptocurrency without opening a WaldenPay account. The platform also offers a dashboard and a Telegram bot for card and balance management.
Company and operating model
WaldenPay identifies BlueHouse Software B.V., a private company registered in Rotterdam, Netherlands, as the platform operator. The company states that it is not a bank. It says payment cards and other regulated services may be provided through licensed third-party partners, with access depending on jurisdiction, eligibility and partner availability.
The service connects cryptocurrency holdings with conventional card payments, giving users a way to spend digital assets where the relevant card network is accepted. Card access and crypto transfers remain subject to onboarding, anti-money-laundering and other regulatory requirements.
