Policy Reference

Japan Crypto Regulation

Explore Japan’s crypto laws, including FSA exchange licensing, custody rules, taxes, AML compliance, and digital asset regulation.

Financial Services Agency (FSA)
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Law database

4 law profiles

Law / Bill
Draft Intro Committee Passed Enacted Effective
Japan Payment Services Act Act No. 59 of June 24, 2009 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Payment Services Act (資金決済に関する法律)

Japan’s Payment Services Act is the core framework for crypto-asset exchange services and electronic payment instruments, including stablecoin-related services. It is in force as amended, with 2025 changes effective June 1, 2026.

Last action: Jun 1, 2026 - 2025 PSA amendment effective

Profile Payment Services Act - English translation
Japan 2022 Payment Services Act Stablecoin Amendments Act No. 61 of 2022; Payment Services Act No. 59 of 2009 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Act Partially Amending the Payment Services Act, etc. for the Purpose of Establishing a Stable and Efficient Funds Settlement System

Japan’s 2022 PSA amendments created the Electronic Payment Instrument regime for fiat-linked stablecoins, with issuer, intermediary-registration, user-protection and AML/CFT rules.

Last action: Sep 15, 2023 - Attached order effective

Profile Payment Services Act, Act No. 59 of 2009
Japan Act No. 61 of 2022: APTCP Stablecoin AML Amendment Act No. 61 of 2022 (令和4年法律第61号) Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

安定的かつ効率的な資金決済制度の構築を図るための資金決済に関する法律等の一部を改正する法律 (Act Partially Amending the Payment Services Act, etc.)

Japan’s 2022 omnibus payment-services act brings stablecoin intermediaries, high-value transferable prepaid instruments, and related digital payment actors into AML/CFT coverage.

Last action: Jun 1, 2023 - Main provisions in force

Profile House of Representatives enacted text for Act No. 61 of 2022
Japan Act No. 28 of 2019 Crypto Asset Amendments 令和元年法律第28号 / Act No. 28 of 2019 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

情報通信技術の進展に伴う金融取引の多様化に対応するための資金決済に関する法律等の一部を改正する法律

Japan’s 2019 amendment act updated the PSA and FIEA for crypto exchange, custody, derivatives, tokenized investment rights, advertising, and market misconduct. Main amendments entered into force May 1, 2020.

Last action: May 1, 2020 - Main amendments entered into force

Profile NDL Japanese Laws Index: Act No. 28 of 2019

Information is for general purposes only and not legal advice. See full disclaimer.