Bitvavo B.V. is an Amsterdam-based cryptocurrency exchange founded in 2018. It provides spot trading and custodial accounts for retail and institutional customers. Its live asset catalogue listed 451 digital assets when checked on November 13, 2026. That count concerns the exchange catalogue and excludes the separate Web3 wallet’s broader asset access.
Trading and account services
The platform has standard and Pro Mode interfaces, recurring purchases and APIs. Institutional services include dedicated relationship management and FIX, REST and WebSocket connectivity. Bitvavo also advertises margin trading with positions of up to 10 times the initial collateral; borrowing costs and forced liquidation can increase losses.
Earn includes flexible and fixed-term staking. Lending is a separate service provided by Bitvavo Custody B.V. The app also offers a non-custodial Web3 wallet, which differs from the exchange’s hosted balances and gives users responsibility for their wallet security.
Fees and euro funding
The published fee schedule starts ordinary EUR spot markets at 0.15% maker and 0.25% taker, with discounts based on eligible 30-day volume. USDC markets start at 0.05% for both sides; designated stablecoin markets have separate schedules. Margin trades add borrowing charges and a 2% liquidation fee if a position is automatically closed.
SEPA bank transfers, iDEAL/Wero and Bancontact have no deposit service charge under the displayed schedule. Apple Pay, Google Pay, credit cards and PayPal carry a 1% charge, and EPS carries 1.75%. Availability and limits vary by country. Cryptocurrency deposits are free; withdrawal charges depend on the asset and network.
Regulation and availability
Bitvavo’s legal disclosure identifies Bitvavo B.V., Dutch registration 68743424, as an AFM-authorised crypto-asset service provider under MiCA for custody, operation of a trading platform and transfers. Staking and lending are outside MiCA regulation; the licence should not be treated as covering every product or guaranteeing deposits.
Registration uses an email address, personal details and identity verification. Customers must meet the supported residence and verification requirements; access is not worldwide. The documented app and website languages are Dutch, English, German, French, Italian and Spanish.
Reserve disclosures and leadership history
The company’s Proof of Reserves page names The Network Firm LLP and publishes asset-specific ratios dated March 31, 2026 for twelve cryptocurrencies and euros. Customers can access account-level verification through their Bitvavo account. These dated figures concern the assets within scope and do not provide a continuous solvency guarantee.
In a July 2025 announcement, Bitvavo said co-founder Mark Nuvelstijn had stepped down as CEO on July 4 and that CFO Johan van Olffen had been appointed interim CEO.
