ARYZE is a Copenhagen-founded financial technology company developing payment and settlement infrastructure. Founded in 2017, the business operates as ARYZE ApS. Its current institutional offering connects blockchain-based payment routes with a financial institution’s existing account and core banking systems.
Settlement infrastructure
The company’s Nordic Fintech Week 2026 presentation describes three applications: Walletless Settlement, Cross-Border Payments and Blockchain Connector. Walletless Settlement is intended to let a bank receive a stablecoin payment and credit the customer in fiat. Cross-Border Payments connects institutional payment flows, while Blockchain Connector links external networks to a bank’s existing ledger.
ARYZE presents this infrastructure as a service alongside existing bank systems. Its brochure distinguishes signed projects still being built, announced partnerships and delivered capabilities. An illustration of a payment route or transaction time is not evidence that every corridor or integration is available to every client.
Pay by Bank and digital assets
ARYZE also offers Pay by Bank for UK merchants through Mastercard Open Banking payment rails. Customers approve an account-to-account payment through their bank rather than entering card details. The company describes tiered flat transaction pricing; actual pricing and integration requirements depend on the merchant agreement.
The company’s earlier work includes Digital Cash stablecoin infrastructure and cross-network transfers. These services have distinct issuer, reserve, redemption and jurisdictional arrangements. ARYZE’s technology role should not be read as a guarantee that all associated tokens are risk-free, universally redeemable or licensed in every market.
Leadership and resources
Simon Fasdal is Chief Executive Officer. Founder Jack Nikogosian leads innovation, and founder Jodi Usama Husain is Chief Technology Officer. The company’s current institutional brochure also names Rabii Esteitie as Sales and Marketing Director and Gabriel Franciscovich in business development.
ARYZE publishes commentary on payment operations, including an analysis of flat account-to-account fees versus percentage-based card fees. Its institutional presentation and current contact route are available from the official website.
Availability and operating requirements
Product access depends on the service, integration, institution and jurisdiction. The settlement brochure states that the bank remains the settlement principal under its own licence. ARYZE’s corporate registration or a partner’s permissions do not establish a universal financial-services authorization for every ARYZE product. Businesses should confirm onboarding, screening, settlement terms and service availability for their proposed use.
