Jurisdiction Regulation Intelligence

Uruguay

Uruguay regulates virtual-asset service providers through the BCU and recognizes distributed-ledger securities, with provider transition deadlines extending into 2027.

South America Banco Central del Uruguay / Superintendencia de Servicios Financieros Sep 28, 2026 Official source
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Law database

1 law profile

Law / Bill
Draft Intro Committee Passed Enacted Effective
Law No. 20,345 Regulating Virtual Assets (2024) — Uruguay Law No. 20,345 (2024) Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Ley N° 20.345 — Regulación de los activos virtuales

Uruguay’s Law No. 20,345 established supervision of virtual-asset service providers and recognition of distributed-ledger securities. Its original supervisory framework was subsequently revised by Law No. 20,446 and implemented through BCU rules.

Last action: Sep 1, 2026 - Provider applications open

Next: Mar 31, 2027 - Existing-provider authorization applications due

Profile Law No. 20,345 — official record Milestone source

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