Research
Payments
Why SBI just put millions behind a Singapore startup’s stablecoin push
The Singapore firm plans merchant, enterprise-portal and app expansion as SBI joins the Vertex-led round.
Regulation
FCA draws the UK boundary for offshore crypto platforms ahead of 2027 rules
Direct consumer access and agency trading can bring offshore services within scope when the rules begin in October 2027.
Macro
Why Bitcoin hit $80k today hours before bad US data even landed
The September 18 advance accompanied a tech rebound and yen weakness, while prior-session ETF inflows offered a tentative demand signal.
Governance
Zcash holders vote to preserve halvings and defer recycled ZEC until 2031
The advisory poll also favored Sprout transaction deprecation, faster blocks and shipping the upgrade without features that miss its deadline.
Regulation
SEC and CFTC bypass Congress to open crypto access after CLARITY fails – with a catch
Tokenized stocks and wallet-linked derivatives can launch under new relief, while durable rights and jurisdiction remain unresolved.
Investments
Wall Street gains direct oversight of Web3 security as S&P Global buys OpenZeppelin
The security firm says its team and tools will continue, while S&P adds data, research and institutional reach after closing.
Wallets
Fake AI crypto software is secretly replacing browser wallet extensions
Needle Stealer used signed Microsoft software to target seven browser crypto wallets without breaching Coinbase or MetaMask.
DeFi
XRPL’s new lending tool could lock up your XRP from minutes to decades
Closed-ended vaults would bar withdrawals during fixed investment terms and count interest only when paid, but activation and XRP-denominated use remain unproven.
Stablecoins
Aave V4’s Arc market is swimming in $76 million of USDC nobody is borrowing
Less than $100,000 worth of USDC was borrowed as utilization hovered near 0.1%, separating supply appetite from credit demand.
DeFi
Stani’s Aave “Uber plan” could turn everyday crypto savers into Washington’s worst political nightmare
After a Senate setback for CLARITY, Stani Kulechov wants DeFi to force Washington’s hand through adoption, but Aave’s product layers reveal where regulators can still reach.
Hacks
Cardano’s Splash fix patches the exploit, but leaves 2.4M ADA missing and holders trapped
Splash’s validator fix can close the exploit path, but OADA holders still need restored ADA liquidity or a redemption route.
Regulation
Lawmakers pass bill to freeze federal Bitcoin holdings for two decades
ARMA would lock qualifying reserve Bitcoin in place from enactment and require annual audited reporting, while purchases remain a study.
