Collect & Exchange CY is a Cyprus-based Crypto-Asset Service Provider offering regulated digital asset services for businesses and individuals under the European Union’s Markets in Crypto-Assets Regulation, known as MiCA. The company provides crypto exchange, crypto payments, crypto acquiring, crypto custody, corporate wallet, transfer, and token management infrastructure for clients that need secure and compliant access to digital assets.
Overview
Collect & Exchange CY operates at the intersection of crypto payments, exchange services, custody, and regulated financial infrastructure. Its platform is designed for companies and individuals that need to convert between fiat and digital assets, accept cryptocurrency payments, manage crypto balances, and move assets through a compliance-aware service provider.
The company is relevant to the digital asset market because it gives businesses access to regulated services involving Bitcoin, Ethereum, Tether, USDC, and other supported crypto-assets. Its focus on business use cases places it within the broader market for crypto payment gateways, digital asset custody, fiat on-ramps, off-ramps, and enterprise wallet infrastructure.
History and Background
Collect & Exchange CY Ltd is incorporated in the Republic of Cyprus with registered number HE456884 and a registered office in Limassol. Its terms identify the company as a subsidiary of Collect-Group Holdings CY Ltd. The Cyprus Securities and Exchange Commission lists Collect & Exchange CY Ltd as a MiCAR Crypto-Asset Service Provider with licence number CASP003/25, LEI code 2138005C815T9EZU4C75, and registration date of September 22, 2025.
The company’s public positioning focuses on building a legal and operational framework for digital asset payments, custody, exchange, and transfers. Rather than operating as a decentralized protocol, Collect & Exchange CY functions as a regulated service provider with onboarding, client verification, compliance procedures, and platform-based account access.
Core Products and Services
- Crypto exchange: Collect & Exchange CY supports fiat-to-crypto, crypto-to-fiat, and crypto-to-crypto exchange services for eligible clients.
- Crypto payments: The platform enables businesses to accept digital asset payments through payment addresses, QR codes, checkout flows, APIs, and WebHooks.
- Crypto acquiring: Businesses can process crypto payments and configure settlement options, including conversion into fiat where available.
- Crypto custody: Collect & Exchange CY provides custody and administration of crypto-assets on behalf of clients through account and wallet infrastructure.
- Corporate crypto wallet: The company offers business wallet tools for receiving, holding, sending, and managing digital assets.
- Transfer services: The company is authorised to provide transfer services for crypto-assets on behalf of clients.
- Token and stablecoin flows: The platform supports digital asset operations involving major cryptocurrencies and stablecoin-based settlement use cases.
Technology and Compliance Framework
Collect & Exchange CY’s platform is built around a web application, business onboarding, transaction instructions, custody wallets, integrated exchange partners, payment processors, and compliance controls. Its crypto payment service supports merchant payment flows that allow customers to pay with supported digital assets, while businesses can manage balances, conversion, and settlement through a controlled account structure.
The company’s regulatory framework is a central part of its market position. Collect & Exchange CY is authorised by CySEC as a Crypto-Asset Service Provider under MiCA to provide custody and administration of crypto-assets, exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, and transfer services. Its terms also reference AML/CFT obligations, KYC procedures, transaction authentication, client verification, and applicable Cyprus and EU regulatory requirements.
Industries and Use Cases
Collect & Exchange CY serves sectors that need compliant digital asset infrastructure, including fintech, iGaming, law firms, crypto projects, high-risk sectors, funds, family offices, real estate businesses, corporate service providers, and e-commerce companies. Common use cases include accepting crypto payments, converting customer crypto into fiat, managing treasury balances, supporting client settlements, adding crypto payment options to an online platform, and handling digital asset custody within a regulated framework.
For crypto-native companies, Collect & Exchange CY can support operational needs such as exchange access, merchant payment processing, wallet management, and settlement infrastructure. For non-crypto companies, it provides a route to use digital assets without building internal custody, compliance, and exchange systems from scratch.
Market Position
Collect & Exchange CY competes with crypto exchanges, crypto payment processors, custody providers, merchant acquiring platforms, and regulated digital asset infrastructure companies. Its differentiation is based on MiCA authorisation, CySEC supervision, business-focused payment infrastructure, and support for regulated crypto exchange, custody, and transfer services.
Risks and Considerations
Collect & Exchange CY operates in a sector exposed to crypto market volatility, technology risk, counterparty risk, regulatory change, transaction delays, blockchain network issues, and jurisdictional restrictions. Its own disclosures state that services may not be available in all jurisdictions and that users are responsible for understanding applicable restrictions, tax obligations, and risks before using digital asset services.
Clients should review service terms, onboarding requirements, fees, supported assets, custody arrangements, settlement rules, and compliance obligations before using the platform. Collect & Exchange CY is a regulated crypto-asset service provider, but it is not a decentralized protocol, investment adviser, or issuer of the underlying crypto-assets supported through its services.
