
Decentralization was the beginning. Call it onchain finance
As DeFi protocols add teams, offchain infrastructure and upgradeable systems, users must evaluate real counterparties, trust assumptions and operational risk, not just the smart contracts.
Explore crypto opinion pieces and commentary offering informed takes on markets, regulation, technology, and industry strategy.

Your air gap, PIN, and steel backup cannot save a Bitcoin wallet whose seed was born weak

The chain reports 16% July sales growth, but without BTC payment share its merchant model cannot be measured.

MiCA may strengthen trust and investor protection in Europe’s crypto market, but its high compliance burden could squeeze out early-stage startups before they have a chance to prove themselves.

Chesky announced no product. His trust thesis points toward regulated financing built on verified bookings, contingent payouts and specialist-held legal claims.

More than $124 trillion in US household wealth is set to change hands by 2048, and the generations receiving it hold crypto at rates several times higher than the generations giving it.

The 140-partner model challenges USDC reserve economics while leaving issuer, reserve and redemption tests unresolved.