Policy Reference

United States

Explore US crypto laws, including SEC and CFTC oversight, exchange rules, taxes, AML compliance, and digital asset regulation.

SEC and CFTC, with FinCEN for AML/MSB obligations

State Explorer

United States state crypto law tracker

Track state-level crypto legislation, strategic reserve proposals, licensing regimes, and enforcement frameworks.

50States tracked 17With profiles
Interactive United States map showing state-level crypto law coverage status.
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Alabama AL In progress 1 profile Alaska AK In progress 0 profiles Arizona AZ Active framework 1 profile Arkansas AR Active framework 0 profiles California CA Comprehensive framework 3 profiles Colorado CO Active framework 1 profile Connecticut CT Active framework 0 profiles Delaware DE Active framework 0 profiles Florida FL Active framework 3 profiles Georgia GA Active framework 0 profiles Hawaii HI Active framework 0 profiles Idaho ID In progress 1 profile Illinois IL Comprehensive framework 2 profiles Indiana IN Active framework 0 profiles Iowa IA Active framework 0 profiles Kansas KS Active framework 0 profiles Kentucky KY Active framework 0 profiles Louisiana LA Comprehensive framework 1 profile Maine ME In progress 0 profiles Maryland MD Active framework 2 profiles Massachusetts MA In progress 0 profiles Michigan MI Active framework 0 profiles Minnesota MN Active framework 0 profiles Mississippi MS Active framework 0 profiles Missouri MO Active framework 0 profiles Montana MT Active framework 0 profiles Nebraska NE Active framework 3 profiles Nevada NV Active framework 1 profile New Hampshire NH Active framework 2 profiles New Jersey NJ In progress 0 profiles New Mexico NM Active framework 0 profiles New York NY Comprehensive framework 5 profiles North Carolina NC Active framework 0 profiles North Dakota ND Active framework 1 profile Ohio OH In progress 0 profiles Oklahoma OK In progress 0 profiles Oregon OR Active framework 0 profiles Pennsylvania PA Active framework 0 profiles Rhode Island RI Active framework 0 profiles South Carolina SC Active framework 0 profiles South Dakota SD Active framework 0 profiles Tennessee TN Active framework 1 profile Texas TX Active framework 1 profile Utah UT Active framework 0 profiles Vermont VT Active framework 0 profiles Virginia VA In progress 0 profiles Washington WA Active framework 0 profiles West Virginia WV Active framework 0 profiles Wisconsin WI Active framework 0 profiles Wyoming WY Comprehensive framework 1 profile
33Jurisdictions tracked 104Law profiles 39Active laws Updated weeklyCadence
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Law database

57 law profiles

Law / Bill
Proposed Intro Review Passed Enacted Effective
New Hampshire Blockchain Basic Laws (HB 639) HB 639-FN Passed Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Current Effective Effective: Pending

Sponsored by Keith Ammon (R)

AN ACT relative to the use of and disputes over blockchain and digital currencies

New Hampshire HB 639 would protect digital-asset payments and self-custody, address mining and staking treatment, and create a blockchain dispute docket.

Last action: Jun 4, 2026 - Conference report #2026-2065c adopted; both House and Senate statuses show conference report adopted.

Profile State source
Alabama Cryptocurrency Kiosk Fraud Prevention Act HB303 Enacted Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Current Effective Effective: Pending

Sponsored by Rep. Russell Bedsole (R)

Cryptocurrency Kiosk Fraud Prevention Act

Alabama HB303 adds crypto kiosk fraud safeguards, transaction limits, refund rules, privacy-coin restrictions, and ASC enforcement authority effective Oct. 1, 2026.

Last action: Apr 8, 2026 - Enacted as Alabama HB303; the enrolled text states the Act becomes effective on Oct. 1, 2026.

Next: Oct 1, 2026 - Act takes effect

Profile State source Alabama HB303 enrolled text
Florida Stablecoin Pilot Program CS/CS/SB 1568; CS/CS/HB 1415 Passed Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Current Effective Effective: Pending

Sponsored by Sen. Nick DiCeglie (R)

CS/CS/SB 1568, Use of Digital Currency by the Department of Financial Services

Enrolled Florida bill that would create a voluntary DFS pilot program for payment of state fees using designated payment stablecoins.

Last action: Mar 17, 2026 - Ordered enrolled after both chambers passed CS/CS/SB 1568; no chapter-law citation shown on official Senate page.

Next: Feb 1, 2027 - First DFS annual report

Profile State source Milestone source
Florida Virtual Currency Kiosk Registration Regime CS/HB 505 Passed Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Current Effective Effective: Pending

Sponsored by House Commerce Committee; Rep. Michael Owen; Rep. Dan Daley (Unknown)

CS/HB 505: Virtual Currency Kiosks

Florida CS/HB 505 would create an OFR registration regime for virtual currency kiosk businesses, with fraud warnings, limits, receipts, refunds, and blockchain-analytics attestations.

Last action: Mar 12, 2026 - House concurred in Senate amendment, passed the bill 107-0, and ordered it engrossed then enrolled.

Next: Jan 1, 2027 - General effective date

Profile State source Milestone source
Florida Payment Stablecoin Issuer Regime HB 175 Passed Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Current Effective Effective: Pending

Sponsored by Reps. Webster Barnaby and Mike Giallombardo (R)

CS/CS/HB 175: Payment Stablecoin

Florida HB 175 would create a state-qualified payment stablecoin issuer framework tied to GENIUS Act standards; it is enrolled, not chaptered, as of June 4, 2026.

Last action: Mar 5, 2026 - Ordered enrolled after House passage and Senate substitution/passage of CS/CS/HB 175.

Next: Oct 1, 2026 - Operational provisions if enacted

Profile State source Milestone source
GENIUS Act S. 1582 Enacted Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Current Effective Effective: Pending

Sponsored by Sen. Bill Hagerty [R-TN] (R)

Guiding and Establishing National Innovation for U.S. Stablecoins Act

U.S. Public Law 119-27 creates a federal framework for payment stablecoin issuers, reserves, disclosures, AML/sanctions duties, and federal-state oversight.

Last action: Jul 18, 2025 - Became Public Law No. 119-27.

Next: Jul 18, 2026 - Regulator Rulemaking Deadline

Profile Public Law 119-27: GENIUS Act Milestone source
California DFAL Stablecoin Amendments AB 1934 Enacted Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Completed Enacted Enacted: Current Effective Effective: Pending

Sponsored by Assemblymember Tim Grayson

AB 1934, Digital financial asset businesses; Digital Financial Assets Law stablecoin amendments

California amendments to DFAL that delay licensing and stablecoin operative dates to July 1, 2026, add monthly compliance records, and allow DFPI-approved stablecoins subject to conditions.

Last action: Sep 29, 2024 - Chaptered by Secretary of State as Chapter 945, Statutes of 2024.

Next: Jul 1, 2026 - Stablecoin chapter operative

Profile State source Milestone source
United States Digital Asset Market Clarity Act H.R. 3633 Passed Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Current Enacted Enacted: Pending Effective Effective: Pending

Sponsored by Rep. J. French Hill (R)

To provide for a system of regulation of the offer and sale of digital commodities by the Securities and Exchange Commission and the Commodity Futures Trading Commission, to amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, to prohibit the use of central bank digital currency for monetary policy, and for other purposes.

Federal market-structure bill that would divide digital-asset oversight between the SEC and CFTC, set intermediary rules, address self-custody and BSA coverage, and add anti-CBDC provisions. Pending Senate floor action as of June 3, 2026.

Last action: Jun 1, 2026 - Placed on Senate Legislative Calendar under General Orders, Calendar No. 423; reported by Sen. Scott with an amendment in the nature of a substitute.

Profile H.R. 3633 bill page
Anti-CBDC Surveillance State Act H.R. 1919 / S. 1318 Passed Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Current Enacted Enacted: Pending Effective Effective: Pending

Sponsored by Rep. Tom Emmer (R)

Anti-CBDC Surveillance State Act

H.R. 1919 would bar Federal Reserve retail CBDC issuance, direct consumer accounts, CBDC development, and CBDC monetary-policy use. It passed the House and is pending Senate action.

Last action: Apr 29, 2026 - Message on House action for S. 1318 received in Senate at the desk after House attached the Anti-CBDC title.

Profile H.R. 1919 engrossed House text
Commodity Exchange Act Digital Commodity Regime S. 3755; H.R. 3633 In committee Details Proposed Proposed: Completed Intro Introduced: Completed Review Review: Completed Passed Passed: Current Enacted Enacted: Pending Effective Effective: Pending

Sponsored by Sen. John Boozman (R)

Digital Commodity Intermediaries Act; Commodity Exchange Act digital commodity amendments

Pending U.S. proposal to amend the Commodity Exchange Act with a CFTC spot-market framework for digital commodity exchanges, brokers, and dealers.

Last action: Feb 2, 2026 - S. 3755 reported in Senate and placed on the calendar.

Profile S. 3755 GovInfo content details

Information is for general purposes only and not legal advice. See full disclaimer.