Policy Reference

Mexico Crypto Regulation

Explore Mexico’s crypto laws, including fintech rules, exchange oversight, taxes, AML compliance, and digital asset regulation.

Banco de México, Banxico
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Law database

13 law profiles

Law / Bill
Draft Intro Committee Passed Enacted Effective
Mexico General Provisions Applicable to Financial Technology Institutions DOF 5537450; CNBV CUITF Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Disposiciones de carácter general aplicables a las Instituciones de Tecnología Financiera

Mexico’s CNBV regulation sets authorization, capital, accounting, disclosure, crowdfunding, continuity and virtual-asset valuation rules for financial technology institutions.

Last action: Jun 23, 2026 - CCE/RCE simplification proposal

Profile Original CUITF publication
Mexico FinTech Law Article 58 AML/CFT General Provisions DOF 5537449 (10 Sep 2018) Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Disposiciones de carácter general a que se refiere el Artículo 58 de la Ley para Regular las Instituciones de Tecnología Financiera

Mexico’s Article 58 fintech AML/CFT provisions set due diligence, risk methodology, reporting, virtual-asset recordkeeping, systems, and governance duties for ITFs.

Last action: May 18, 2026 - CNBV simplification agreement

Next: May 19, 2027 - Article 58 instrument harmonization deadline

Profile Article 58 General Provisions — DOF note Milestone source
Mexico LFPIORPI General Rules Acuerdo 02/2013; Acuerdo 09/2014; Acuerdo 126/2020 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Reglas de Carácter General a que se refiere la Ley Federal para la Prevención e Identificación de Operaciones con Recursos de Procedencia Ilícita

Mexico’s LFPIORPI General Rules set AML procedures for vulnerable activities, including registration, customer identification, UIF notices via SAT, and virtual asset provider registration.

Last action: Mar 28, 2026 - Reglamento reform effective

Profile SAT PLD legal framework page
Mexico LFPIORPI Regulation: AML Rules for Vulnerable Activities and Virtual Assets RLFPIORPI; DOF 16-08-2013; reform DOF 27-03-2026 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Reglamento de la Ley Federal para la Prevención e Identificación de Operaciones con Recursos de Procedencia Ilícita

Mexico’s LFPIORPI regulation operationalizes AML obligations for vulnerable activities, including registration, notices, recordkeeping, SAT/UIF oversight, and procedures affecting virtual-asset services.

Last action: Mar 28, 2026 - 2026 reform generally in force

Next: Sep 30, 2026 - Monitor SAT/UIF portal updates

Profile DOF original regulation Milestone source
LFPIORPI: Mexico’s Federal AML Law DOF 17-10-2012; última reforma DOF 16-07-2025 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Ley Federal para la Prevención e Identificación de Operaciones con Recursos de Procedencia Ilícita

Mexico’s LFPIORPI is an in-force AML statute that treats certain virtual-asset exchange, custody, storage, and transfer services as vulnerable activities subject to registration, customer identification, recordkeeping, and notice obligations.

Last action: Mar 27, 2026 - Regulation reform listed

Profile Consolidated LFPIORPI text
Mexico LFPIORPI Article 17 XVI Virtual Asset AML Regime LFPIORPI art. 17, fr. XVI Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Ley Federal para la Prevención e Identificación de Operaciones con Recursos de Procedencia Ilícita, Article 17, Fraction XVI

Mexico treats certain virtual-asset exchange, custody, storage, and transfer services by non-financial entities as AML/CFT vulnerable activities with SAT registration, client identification, and notice thresholds.

Last action: Mar 27, 2026 - Regulation amended

Profile LFPIORPI consolidated text
Mexico Fintech Law Virtual Assets Regime LRITF arts. 30-34; Banxico Circular 4/2019 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Ley para Regular las Instituciones de Tecnología Financiera — De las Operaciones con Activos Virtuales; Banco de México Circular 4/2019

Mexico’s Fintech Law defines virtual assets and gives Banco de México control over which assets and ITF transactions may be used. Circular 4/2019 limits financial institutions to authorized internal operations, while AML rules cover non-financial virtual-asset services.

Last action: Nov 14, 2025 - LRITF latest reform date

Profile Ley para Regular las Instituciones de Tecnología Financiera
Mexico Law to Regulate Financial Technology Institutions DOF 09-03-2018; última reforma DOF 14-11-2025 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Ley para Regular las Instituciones de Tecnología Financiera

Mexico’s Fintech Law regulates ITFs, including crowdfunding and e-payment fund institutions, virtual-asset activity, open finance APIs, AML/CFT controls and temporary innovation models.

Last action: Nov 14, 2025 - Latest procedural reform

Next: Apr 1, 2027 - Procedural phase-in backstop

Profile LRITF consolidated text
Mexico Securities Market Law: Tokenized Securities Treatment DOF 30-12-2005; última reforma DOF 14-11-2025 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Ley del Mercado de Valores

Mexico’s Securities Market Law has no separate security-token category. Tokenized instruments that fit the LMV definition of “valores” are assessed under the securities regime, including RNV registration, CNBV authorization, offering rules and depository provisions.

Last action: Nov 14, 2025 - Latest consolidated LMV reform

Profile Ley del Mercado de Valores
Mexico Income Tax Act Crypto-Asset Tax Treatment DOF 11-12-2013; Última reforma DOF 01-04-2024 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Ley del Impuesto sobre la Renta

Mexico’s LISR applies general income and asset-disposal rules to crypto-related income and gains; no standalone crypto-tax chapter is identified in the statute.

Last action: Apr 1, 2024 - Latest LISR reform in official text

Profile Ley del Impuesto sobre la Renta (consolidated text)

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