Policy Reference

North Carolina

Crypto law profiles, official sources, milestones, and related coverage for North Carolina.

United States
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Law database

5 law profiles

Law / Bill
Draft Intro Committee Passed Enacted Effective
North Carolina HB 920: Digital Asset Freedom Act / Virtual Currency Kiosk Consumer Protection Act HB 920 In committee Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Current Passed Passed: Pending Enacted Enacted: Pending Effective Effective: Pending

Sponsored by Rep. Neal Jackson (R)

An Act to Enact the Virtual Currency Kiosk Consumer Protection Act.

North Carolina HB 920 was filed as the NC Digital Asset Freedom Act and later replaced by a committee substitute focused on virtual currency kiosk consumer protections, licensing, fee caps, refunds, and anti-fraud controls.

Last action: Jun 2, 2026 - Re-referred to House Finance after favorable committee substitute.

Next: Dec 1, 2026 - Proposed rule and effective date

Profile State source Milestone source
North Carolina H 92: NC Digital Assets Investments Act H 92 In committee Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Current Passed Passed: Pending Enacted Enacted: Pending Effective Effective: Pending

Sponsored by Rep. Stephen Ross (R)

An Act to Authorize the State Treasurer to Invest in Qualifying Digital Assets, Examine the Feasibility to Allow Members of the State Retirement Income Plan and Members of the 457(b) Deferred Compensation Plan to Invest in Digital Assets, and Study a State Reserve to Hold Seized or Forfeited Digital Assets.

Pending bill that would permit North Carolina investment authorities to allocate up to 5% of designated state funds to digital assets after custody, portfolio-risk, and compliance assessment.

Last action: May 1, 2025 - Senate: Ref To Com On Rules and Operations of the Senate.

Profile State source
North Carolina S 709 — State Investment Modernization Act S 709 In committee Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Current Passed Passed: Pending Enacted Enacted: Pending Effective Effective: Pending

Sponsored by Sens. Ralph Hise, David Craven, and Michael Lee (R)

AN ACT TO ENACT THE 2025 STATE INVESTMENT MODERNIZATION ACT, AS RECOMMENDED BY THE STATE TREASURER.

North Carolina S 709 would create an Investment Authority and permit limited digital-asset investments by designated state funds after board approval. The Senate bill remains in committee; companion H506 became SL 2025-6 without the crypto provision.

Last action: Mar 26, 2025 - Referred to the Senate Committee on Rules and Operations after first reading.

Profile State source
North Carolina Bitcoin Reserve and Investment Act SB 327 In committee Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Current Passed Passed: Pending Enacted Enacted: Pending Effective Effective: Pending

Sponsored by Sen. Todd Johnson; Sen. Brad Overcash (R)

An Act to Enact the North Carolina Bitcoin Reserve and Investment Act

Pending North Carolina Senate bill that would authorize the State Treasurer to place up to 10% of public funds into a Bitcoin reserve, with cold-storage custody, audits, limited uses, and quarterly reporting.

Last action: Mar 19, 2025 - Referred to Senate Rules and Operations of the Senate after first reading.

Profile State source
North Carolina CBDC Prohibition HB 690 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Sponsored by Rep. Harry Warren (R)

No Central Bank Digital Currency Payments to State

North Carolina bars state agencies and the General Court of Justice from accepting CBDC payments or participating in Federal Reserve branch CBDC testing.

Last action: Sep 9, 2024 - Became law notwithstanding the objections of the Governor.

Profile State source

Information is for general purposes only and not legal advice. See full disclaimer.