Nexo Credit Line

Crypto Loans Nexo
Updated Edited by George Ong

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Nexo Credit Line Overview

Key facts

Product Name
Nexo Credit Line
Parent Company
NexoNexo
Release Date
2018
Website
nexo.com
Service model
centralized
Product status
available
Collateral & debt
BTC · Other assets available; Debt currency: xUSD
Borrowing rate
Rate not quoted; variable; Depends on loyalty tier and LTV

Additional details

Offer scope
Nexo Classic Credit Line; Classic rest-of-world credit line against BTC and other accepted assets. Excludes the US, UK, EEA, Canada, Switzerland, Australia, New Zealand, the UAE, and other markets, where separate regional offers have their own terms. Booster, card borrowing, Private, and Zero-interest Credit are separate.
Amount & term
$50 internal / $500 bank minimum · 12 months · Renewable; Loan structure: Revolving credit line; Minimum: xUSD 50; Maximum: Not disclosed; $50 internal / $500 bank minimum · Up to $2 million in new draws per day · Limit set by collateral and LTV; Term: 12 months
LTV & liquidation
Automatic repayment at 83.33% LTV (crypto-only) · Warnings at 71.4%, 74.1%, and 76.9% · Other contractual triggers · 2% to 3.5% liquidation fee on crypto, 1% on stablecoins; Maximum initial LTV: 50%
Fees
0.26% crypto repayment (stablecoins and FIATx exempt) · 45-day early-repayment interest at 17.9% · 2% to 3.5% liquidation fee
Repayment
Flexible · Partial or full · Early-interest conditions
Availability
Rest of world · US, UK, EEA, and others excluded; KYC: Required; Credit check: Not required
Payout
Bank / stablecoins · Minutes to 5 business days by route
Custody
Custodial · Lending and re-pledging allowed

Nexo Credit Line Review

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Nexo Credit Line About

Nexo Credit Line is a revolving crypto-backed credit line from Nexo, a custodial lender operating since 2018. Under the Classic rest-of-world offer, borrowers draw against Bitcoin and other assets, repay in stages, and draw again within their limit, with payouts in stablecoins or to bank accounts.

Standard rates run from 9.9% to 17.9% a year by Loyalty tier, and the lowest advertised 1.9% needs Platinum status and LTV below 20%. BTC supports borrowing up to 50% LTV, and automatic repayment starts at 83.33% LTV for crypto-only collateral. There are no fixed monthly installments.

Nexo holds the collateral and can lend or re-pledge it. The offer excludes the US, UK, EEA, Canada, and several other countries, where separate regional products apply.

Nexo Credit Line Team

Parent company

Nexo

Nexo verified on Nov. 8, 2026.
Lending

Nexo is a leading global financial institution specializing in digital asset services, particularly focusing on cryptocurrency lending, exchange, and financial management solutions.

Team members

1 profile

Antoni Trenchev

Antoni Trenchev verified on Jan. 1, 2026.
Co-founder & Managing Partner