Policy Reference

Japan

Explore Japan’s crypto laws, including FSA exchange licensing, custody rules, taxes, AML compliance, and digital asset regulation.

Financial Services Agency (FSA)
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Law database

2 law profiles

Law / Bill
Draft Intro Committee Passed Enacted Effective
Japan Payment Services Act Act No. 59 of June 24, 2009 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Payment Services Act (資金決済に関する法律)

Japan’s Payment Services Act is the core framework for crypto-asset exchange services and electronic payment instruments, including stablecoin-related services. It is in force as amended, with 2025 changes effective June 1, 2026.

Last action: Jun 1, 2026 - 2025 PSA amendment effective

Profile Payment Services Act - English translation
Japan 2022 Payment Services Act Stablecoin Amendments Act No. 61 of 2022; Payment Services Act No. 59 of 2009 Effective Details Draft Draft: Completed Intro Introduced: Completed Committee In committee: Completed Passed Passed: Completed Enacted Enacted: Completed Effective Effective: Current

Act Partially Amending the Payment Services Act, etc. for the Purpose of Establishing a Stable and Efficient Funds Settlement System

Japan’s 2022 PSA amendments created the Electronic Payment Instrument regime for fiat-linked stablecoins, with issuer, intermediary-registration, user-protection and AML/CFT rules.

Last action: Sep 15, 2023 - Attached order effective

Profile Payment Services Act, Act No. 59 of 2009

Information is for general purposes only and not legal advice. See full disclaimer.